Conventional wisdom says you have to make huge sacrifices now so you can have the comfortable retirement you want later.
That’s true to some degree, but if you think smarter now, you don’t have to sacrifice every last pleasure in your present life so you can live the one you want later on.
What kind of life is that anyway?
What do we mean by thinking smart now? Here are some of the most effective tips to implement in your life now to ensure you live life comfortably in the present and get the retirement you want in the future: